Author
Naman Gangwal
Co-Founder · CA, CPA
128 articles by Naman Gangwal, newest first.
About the author
01
Articles by Naman Gangwal
Why Most Indian Founders Fail US Compliance in the First YearThe Real Danger Isn’t Forming the Company Getting a US company formed feels like crossing the finish line. You’ve picked your state, paid the filing fee, received your EIN, and maybe even set up a bank account. The hard part is done, right? Not quite. For the majority of Indian founders who form a US […]Read the article Is Stripe Available for Indian-Owned US Companies?Picture this: you’ve done the hard work. You’ve incorporated your US LLC or C-Corp, got the EIN sorted, and now you’re ready to start accepting payments from clients in the US and beyond. You head over to Stripe, start the sign-up process, and then comes the doubt. “Wait, can I even use Stripe as […]Read the article CFO Services In India: Everything You Need To Know About CFO ServicesThe abbreviation of the term CFO is a chief financial officer. Every company has a CFO who is responsible for managing the economic actions and decisions of a company. Financial activities include the preparation of a financial plan and analyzing the prepared project. The CFO is the one who advises the company on all financial […]Read the article Virtual CFO Services for Indian Startups: Meaning, Benefits & U.S. Expansion SupportIf you’re an Indian founder planning to expand your startup to the U.S., financial strategy and compliance can feel overwhelming. From navigating two tax systems to managing investor expectations, scaling across borders requires more than bookkeeping, it needs Virtual CFO services for Indian startups. Virtual CFOs give Indian startups the financial expertise of a Chief […]Read the article India-Qatar Trade Pact: Strengthening Bilateral Ties and Economic CooperationIndia and Qatar are set to finalize the framework for a proposed free trade agreement (FTA) in early October 2025. This move comes as both nations aim to bolster their economic ties and mitigate the impact of recent U.S. tariffs on Indian exports. The FTA is expected to enhance trade relations, expand investment opportunities, and […]Read the article October 2025 Visa Bulletin: Relief for Indian EB-5 InvestorsThe October 2025 U.S. Visa Bulletin has brought significant updates for Indian investors pursuing the EB-5 immigrant investor visa program. For the first time in years, the priority dates for India have moved forward, signaling faster processing and renewed hope for thousands of applicants waiting in line for U.S. permanent residency. What is the EB-5 […]Read the article Common Mistakes Indians Make When Incorporating a US Company (And How to Avoid Them)Starting a US-based company from India is easier today than ever before but it’s also filled with nuances that can lead to costly errors if you’re not careful. From choosing the wrong state to missing key documentation, many Indian founders unknowingly fall into traps that delay business operations, banking access, or even IRS compliance. If […]Read the article Proposed 5% U.S. Remittance Tax: Implications for NRIs, Visa Holders, and Global FamiliesA proposed U.S. bill—formally titled The One Big Beautiful Bill—is drawing attention for its potential impact on non-U.S. citizens, especially the Indian diaspora. If enacted, the legislation would impose a 5% flat tax on all outbound international remittances made by individuals who are not U.S. citizens. This move could significantly disrupt financial routines for families, […]Read the article Understanding Income Tax Nexus Rules for Multistate BusinessesUnderstanding the income tax nexus rules is essential for businesses operating across multiple states in the U.S. These rules determine whether a business must file income tax returns and pay taxes in states beyond its home state. Nexus can be triggered through various activities such as making sales, property ownership, or employing workers in a state. […]Read the article Understanding Form D: A Guide for Companies Raising CapitalForm D is a document that must be filed with the Securities and Exchange Commission (“SEC”) by certain companies raising money from investors. The purpose of the filing is to notify the SEC that the company raising money is doing so under a specific federal exemption from registration. What is a Form D? A Form D […]Read the article Mastering 401(k) Rollovers: Timeframes, Restrictions, and Tax Implications ExplainedDespite the growing importance of retirement planning in the United States, many individuals remain unaware of the subtleties involved in managing their retirement funds effectively. According to the U.S. Census Bureau, 401(k)-style accounts are the most common retirement savings among working-age individuals, accounting for 34.6% of such accounts. However, a lack of comprehensive understanding of […]Read the article Navigating ERISA: Understanding Employer Fiduciary Responsibilities for 401(k) PlansWhile probing into the niche of retirement planning, understanding one’s role and responsibilities as an employer offering a 401(k) plan is paramount. The Employee Retirement Income Security Act (ERISA) mandates that those involved in managing such plans adhere to stringent fiduciary duties, ensuring the protection and optimization of participants’ savings for retirement readiness. As a […]Read the article Withdrawal of IRA by a US Non-residentIn the tricky terrain of international taxation, the withdrawal of Individual Retirement Accounts (IRA) by US non-residents presents a nuanced challenge. This article delves into the tax implications surrounding the withdrawal of both Traditional and Roth IRAs by individuals classified as US non-residents. We address the pertinent questions surrounding withdrawal strategies, tax implications, and the […]Read the article IRS non-discrimination testing for the 401(k) planSteering through the intricate terrain of IRS non-discrimination testing for IRS 401(k) plans needs precision and foresight. Annually, these tests serve as the litmus test for equitable distribution of benefits and adherence to 401k contribution limits for highly compensated employee (HCEs), safeguarding against disproportionate advantages for HCEs. Timely completion, typically following year-end, is imperative to […]Read the article Mandatory Filing of Beneficial Ownership Information Report (BOIR) by Reporting companies under the new legislation of Corporate Transparency Act (CTA)With the new year, on January 1, 2024, the gavel struck, ushering in the next era in American corporate governance by implementing the Corporate Transparency Act (CTA). This legislation coupled with the new FinCEN rules emerge from the Anti-Money Laundering Act of 2020. They aim to act as a bulwark against the shadows of financial […]Read the article